Sunday, June 26, 2011

Harry Potter wizard series to be sold as e-books (AP)

LONDON ? Harry Potter battled the forces of evil and now is set to conquer the web ? coming to e-books in a groundbreaking deal that has delighted fans but alarmed the book industry that helped make creator J.K. Rowling a billionaire.

Rowling announced Thursday that her seven novels about the boy wizard will be sold for the first time as e-books, beginning in October, exclusively through a new online portal to her wizarding world called "Pottermore."

The deal brings longtime e-book refusnik Rowling into the digital fold, but comes as a bitter potion to established booksellers, who will be shut out of the latest chapter of a vastly profitable saga.

"You can't hold back progress," Rowling told reporters in London. "E-books are here and they are here to stay."

The Potter novels will be available as audiobooks and e-books in multiple languages, initially including English, French, German, Italian, Spanish and Japanese. Prices have yet to be set. The "Pottermore" website, meanwhile, is an immersive online environment that combines elements of a role-playing game and a digital encyclopedia with social networking and an online store.

By selling directly to fans, Rowling is bypassing established online retailers like Amazon, although the creators of "Pottermore" say the books will be compatible with popular e-readers including Amazon's Kindle, Sony's Reader and Apple's iPad.

Tom Turcan, chief operating officer of the new venture, Pottermore Ltd., said Rowling wanted "to make the books available to everybody, not to make them available only to people who own a particular set of devices, or tethered to a particular set of platforms."

Phil Jones, deputy editor of The Bookseller, a London-based trade magazine, said cutting out retailers was a gamble ? but if anyone can pull that off, it would be Rowling. The 45-year-old British author has retained the electronic publishing rights to her books, which have sold 450 million copies around the world in paper form.

"Only Rowling could do this," he said. "I don't think any other author could launch their own site and get fans to buy e-books through it. And I think she will succeed. I think she will get hordes of fans on the site and sell hundreds of thousands of e-books."

Booksellers hope the e-books will further boost sales of the printed Potter books, but have otherwise been cut out of the electronic future of the mega-successful series.

Jon Howells, spokesman for Britain's Waterstone's chain, said the Harry Potter book launches, which for years drew throngs of fans in wizard garb to midnight store openings, "have become the stuff of legend at Waterstone's and other booksellers."

"We're therefore disappointed that, having been a key factor in the growth of the Harry Potter phenomenon since the first book was published, the book trade is effectively banned from selling the long-awaited e-book editions," he said.

"Pottermore" had been the subject of intense speculation among fans since it appeared on the Internet with the words "coming soon." Rowling revealed Thursday it is a website designed to immerse users in her intricately crafted world of wizards and magic.

The site lets fans delve into Harry Potter's beloved Hogwarts School of Witchcraft and Wizardry. They can shop for wands in Diagon Alley, travel to Hogwarts from the imaginary Platform 9 3/4 at London's King's Cross train station and be sorted into Hogwarts school houses by the perceptive Sorting Hat.

Along the way are wand fights, games and new information about characters beloved around the world, including Harry's boorish relatives, the Dursleys.

The website also features 18,000 words of new Potter material from Rowling, who said it will have "information I have been hoarding for years" about the books' characters and settings. The level of detail is sure to please fans of Potter minutiae, who have been sharing their enthusiasm online for years.

"I go into ridiculous detail about wand woods," Rowling said.

"Pottermore" was trademarked in 2009 by Warner Bros., which distributes the Potter movies. But the site is a partnership with Sony Corp. and its online shop is described as "a potential outlet for Sony products." Rowling spokesman Mark Hutchinson said Sony was selected as "the most appropriate partner."

The site goes live on July 31 ? which as true fans know is Harry Potter's birthday ? when 1 million registered users will be chosen through an online competition to help flesh out the Pottermore world. Visitors can register now to enter that competition.

The site will be open to all users from October, in languages including English, French, German and Spanish.

Initially it will follow the plotline of the first book, "Harry Potter and the Philosopher's Stone," with the six other adventures added later.

"(It's) a way I can be creative in a medium that didn't exist when I started the books back in 1990," Rowling told reporters. She said it was a way to incorporate the thousands of "stories, drawings, ideas, suggestions" she still receives from fans four years after the last Potter book was published.

Potter fans should be delighted by the new digital world, but Rowling said she wanted to keep the emphasis of the site firmly on the written word.

"We've had a lot of requests for online games," she said. "I wanted to pull it back to reading."

The seven Harry Potter novels have made Rowling one of the world's richest women, with a fortune estimated by Forbes magazine at $1 billion.

The last book, "Harry Potter and the Deathly Hallows," was published in 2007, and Rowling said she still has no plans to write an eighth. But she said Pottermore was a way to reconnect with a character and a universe she loved.

"It is exactly like an ex-boyfriend," Rowling said. "Finishing writing Harry ? I have only ever cried in that way and that much when my mother died. I have never cried for a man the way I cried for Harry Potter."

There may yet be another Potter book ? a long-anticipated encyclopedia. Rowling said she was still considering compiling one, with the proceeds going to charity.

"Will there ever be an encyclopedia?" Rowling said. "Possibly."

The final Harry Potter film, "Harry Potter and the Deathly Hallows, Part 2," has its world premiere in London on July 7. Hutchinson said timing of the website announcement had nothing to do with the Warner Bros. movie.

__

Online: http://www.pottermore.com

___

AP National Writer Hillel Italie contributed to this report from New York. Jill Lawless can be reached at http://twitter.com/JillLawless

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20110623/ap_on_hi_te/eu_britain_potter

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Saturday, June 25, 2011

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In other Finance news:

Fifth Street Finance Corp. Prices Public Offering of Common Stock

WHITE PLAINS, N.Y. ? Fifth Street Finance Corp. today announced that it priced a public offering of 5,000,000 shares of its common stock at a public offering price of $11.72 per share for total gross proceeds of $58,600,000.

Fifth Street Finance Corp. Commences Public Offering of Common Stock

WHITE PLAINS, N.Y. ? Fifth Street Finance Corp. today announced that it has commenced a public offering of 5,000,000 shares of its common stock. Fifth Street plans to grant the underwriters for the offering an option to purchase up to an additional 750,000 shares of common stock to cover over-allotments, if any.

The ?Country Lawyer? Shaping Campaign Finance Law

Conservative lawyer James Bopp of Terre Haute, Ind., has done more than anyone else over the years to upset the status quo in America?s political money laws. Now he?s on the verge of breaching the bulwark of those laws ?? the wall between candidates and corporate money.

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There are numerous elements that impacts your website design however it all begins within the designing process. If you wish to have a properly designed web site then it is advisable to hire a web design company that has years of experience on this field. Not many know that the designing process is not only about how lovely the designs are but at how person pleasant it is. Except for that your design also needs to appeal to net spiders for fast indexing. A search engine optimized web design is exactly what you want to create a successful on-line business.

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Source: http://reggaecrib.com/?p=41193

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Zhang wraps up World War II-era epic '13 Women' (AP)

HONG KONG ? He's tackled rural drama, kung fu choreography and period epic over a 23-year career that has made him Chinese cinema's top names. But Zhang Yimou says his recent production starring Christian Bale has been one of his toughest.

Zhang finished shooting his adaptation of the Yan Geling novel "The 13 Women of Nanjing" at a studio near the eastern Chinese city of Nanjing on Wednesday. He said in a statement issued by his production company that it was one of his most grueling shoots ever.

While the shoot for his 2002 kung fu picture "Hero" also lasted 5 1/2 months, that production allowed him to crisscross the country for different locations.

"This movie was based in (the Nanjing county) Lishui. It's been a great imposition on everyone to slave away for 5 1/2 months in confined surroundings. I thank everyone," Zhang was quoted as saying in the statement.

"13 Women" is about 13 sex workers in Nanjing who volunteered to replace university students as escorts for invading Japanese soldiers in the World War II era. The temporary English title for Zhang's adaptation was earlier announced as "Nanjing Heroes" but has not been finalized. Oscar winner Bale plays an American priest.

The $90 million production, which is scheduled to be released Dec. 16, was a 164-day shoot and averaged 18-hour working days, Zhang's production company said.

Working with an international team including Bale and veteran Hollywood special effects expert Joss Williams, one of Zhang's cultural adjustments was yelling "action" and "cut" in English instead of Chinese, the statement said.

Zhang's credits also include "Red Sorghum," "Ju Dou," Raise the Red Lantern" and "The Story of Qiu Ju." His most recent release is last year's romance "Under the Hawthorn Tree."

Source: http://us.rd.yahoo.com/dailynews/rss/movies/*http%3A//news.yahoo.com/s/ap/20110623/ap_en_mo/as_people_zhang_yimou

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Owen Wilson Splits From Baby-Mama Jade Duell (Photos)

Owen Wilson Splits From Baby-Mama Jade Duell (Photos)

Owen Wilson has split from his girlfriend and mother of his 5-month-old son, Robert, because he didn’t want to commit. Owen Wilson, 42, and the [...]

Owen Wilson Splits From Baby-Mama Jade Duell (Photos) Stupid Celebrities Gossip Stupid Celebrities Gossip News


Source: http://feedproxy.google.com/~r/stupidcelebrities/~3/YDDbx69hkb8/

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Friday, June 24, 2011

Cellphone recovered during Bin Laden raid yields clues to Pakistan?s terror ties (Yahoo! News)

After the raid on Osama Bin Laden's hideout, the elite squad that conducted the bold operation walked away with something possibly even more valuable than the body of the Al-Qaeda leader ? his data. The operation yielded hard drives and other computer equipment, including the cellphone of one of Bin Laden's most trusted couriers. That phone could lead to answers about the most troubling question that remains: How did Bin Laden live so close to the capital of Pakistan undetected?

In the events leading up to the dramatic raid, U.S. intelligence agents watched Bin Laden's couriers closely. Eventually that intel led to the fortified compound where he was killed. Now, data collected from a courier's phone points to a relationship between the compound's inhabitants and Harakat-ul-Mujahedeen, a militant Islamic group with friendly ties to Pakistan's intelligence agency.

After the death of Bin Laden, the relationship between the U.S. and Pakistan has become increasingly strained. Since the Al-Qaeda compound was conspicuously close to Pakistan's capital city, Abbottabad, the U.S. government is naturally skeptical of Pakistan's claim that it had no knowledge of the terrorist leader's whereabouts. Of course, now the plot thickens, and all eyes are on Pakistan for an explanation.

(Source)

More from Tecca:

Source: http://us.rd.yahoo.com/dailynews/rss/techblog/*http%3A//news.yahoo.com/s/yblog_technews/20110624/tc_yblog_technews/cellphone-recovered-during-bin-laden-raid-yields-clues-to-pakistans-terror-ties

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Commercial Bank Financing And Small Business Debt Reductions ...

Commercial Bank Financing And Small Business Debt Reductions


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Home Page > Finance > Commercial Bank Financing And Small Business Debt Reductions

Commercial Bank Financing And Small Business Debt Reductions

Posted: Feb 02, 2010 |Comments: 0
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Because of serious deficiencies with commercial banking services for small business owners, a prudent and logical response for business borrowers is to investigate the viable options for reducing their dependency on commercial debt and small business bank financing. A growing number of business owners are seeking business consulting advice about how to reduce commercial bank financing and small business debt.

In most cases, small business owners are not openly seeking a commercial lending struggle with their bank. It is a practical outcome to the increasing inability of banks and other business lenders to provide adequate amounts of working capital financing and business loans. It seems likely that most business owners have probably viewed their business banking relationships on a loyal and friendly basis over the years. Now as with many other business practices, massive changes are literally forcing small businesses to examine and revise their business financing strategies.

Evaluating whether there are realistic alternatives to replace their current bank financing and commercial debt would be one possible outcome for business borrowers. Refinancing business debt with a new commercial lending source would be a normal and practical result. For one example, exploring business financing options to obtain working capital financing elsewhere would be smart for a small business with a commercial line of credit that is about to be eliminated or reduced (as is now happening on a widespread basis).

It will be wise to explore small business finance alternatives even in situations where business owners are not being forced to acquire a new source for their commercial loans immediately. Very little notice has been provided to impacted commercial borrowers in most recent examples of banks which have revoked existing small business loans.

Small business owners analyzing whether it is feasible to permanently reduce commercial debt and small business bank financing is another effective business financing option. A focus on reducing overall business debt rather than merely finding a new home for small business loans would be the result of commercial borrowers pursuing this approach. This strategy permanently decreases interest expenses for the business when executed successfully. It will probably also improve credit ratings for the business and the business owners, and this can improve interest rates on whatever amount of business financing might still be needed.

The strategy of permanently reducing business debt is one which is likely to grow in popularity for commercial borrowers. There is a refreshing trend among individuals as well as businesses to stop using the services of companies which mistreat their customers on an ongoing basis. A casual review of any number of publications reveals that this kind of mistreatment is rampant among banks lending to small businesses. Since this disturbing trend is especially evident among larger banks, one small business financing option that deserves to be thoroughly evaluated is whether it is feasible to simply find a better and friendlier (and more effective) commercial lender. To the extent that many small businesses find that they still need some bank financing, certainly it seems that a worthy goal would be ensure that they find a good (effective) bank to replace a bad (ineffective) bank.

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About the Author:

Stephen Bush has provided candid advice to business owners for 30 years and is a working capital loans expert. AEX Commercial Financing Group offers small business financing and commercial real estate loans

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when purchasing a home that is FSBO, are you obligated to your ...

Question by jettamadness: when purchasing a home that is FSBO, are you obligated to your contract with your realty agent?
we have a contract with our realtor to help us find a place. well, my wife found one that is FSBO?and it is perfect, it?s the one we will be purchasing. are we obligated to our realtor since this is not a listing with a real estate company? or does it being a FSBO ?void? our responsibilities to her?

Best answer:

Answer by Kimo
She is void because she did not show you the property, This has happened to me before and I told the agent I found a home that was a FSBO she wasn?t happy but, it?s all about me icon smile when purchasing a home that is FSBO, are you obligated to your contract with your realty agent?

Know better? Leave your own answer in the comments!

Related posts:

  1. Truth About Fsbo ? *Total Realtor Replacement* Home Selling System.
  2. Selling Your Own Home (FSBO)
  3. Is it possible to setup a referral agreement between a realtor and a fsbo website company? How?
  4. Adding An MLS Listing To Your FSBO Strategy
  5. Important Considerations When Hiring a Real Estate Agent

3 comments - What do you think?
Posted by John Hocking - June 22, 2011?at?12:15 pm

Categories: Answers ??Tags: Agent, contract, Fsbo, Home, obligated, Purchasing, realty

Source: http://resource-blog.com/answers/when-purchasing-a-home-that-is-fsbo-are-you-obligated-to-your-contract-with-your-realty-agent/

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Thursday, June 23, 2011

Advantages Of Selecting An Internet ... - Home Schooling

Every year, an increasing amount of people explore their alternatives with taking courses on the internet. Many want to acquire degrees in order to be eligible for raises at their jobs; other folks delayed college in the past, and then want to continue their training. Still others require particular courses that aren?t made available at local universities. These as well as other reasons have motivated numerous aspiring pupils to consider going after an online degree.

There are several pluses and minuses linked with long distance learning programs. In this article, we will provide the advantages, and provide a brief glance at a few of the potential disadvantages; the goal is to present a high-level perspective, so you will be able to decide whether an online education fulfills your requirements.

Allows A Flexible Course Schedule

For many people, this is the most persuasive reason to take courses on the internet instead of at a nearby college. When you go to classes at a conventional school, you are pushed to arrive at specific times so as to hear classroom sessions. You?re furthermore supposed to stay in your classes until the classes have ended.

With distance learning, there are hardly ever such specifications. The coursework can be addressed on an adaptable schedule according to your availability; this allows you to complete course assignments around your job, family, and other responsibilities. Furthermore, in most cases, assignments may be taken anytime you?ve the time to do so (so long as you meet an announced due date).

One of the most typical reasons people provide for not going to school is insufficient time. A distance education program handles this concern.

Solves Matters Of Daily Transportation

There are many places all through the nation that lack a college or university. Typically, if an individual living in these areas wished to carry on with higher training, they were required to commute long distances, or relocate. A long commute is bothersome, particularly provided present time constraints. A relocation bears an additional cost, and also disturbs the would-be student?s life.

This limitation goes away when you take courses online. Since you are completing your classes at home, there is no need to commute or relocate.

Offers Accessibility To A Wider Variety Of Programs

Getting rid of the need to actually go to lessons furthermore means you will be able to ?attend? any school, regardless of location (presuming you are eligible for enrollment). Along with the ease, you?ll also have entry to customized programs that may not be provided in your vicinity.

For instance, are you interested in taking courses focusing on nursing programs, theology, forensic science, or meteorology? These and hundreds of other customized courses may appeal to you, but continue to be inaccessible at local colleges; a distance education program allows you to sign up into these classes, and finish them from home.

Provides More Versatility Among Pupils

Large, well-known universities appeal to pupils from many different parts of the planet. Individuals move from Europe, Asia, Africa, and other regions in order to enroll. As a result, there is a diverse variety of customs to enjoy among the student body

Unless you reside in a town that has this type of college nearby, local courses will lack this level of diversity.

When pursuing an online education, your classes will likely include a couple of students from some other countries. Thus, you will appreciate direct exposure to cultures that might be all but nonexistent at your local schools.

Possible Drawbacks To Taking Online Courses

Earlier, we mentioned there are potential downsides to enrolling into a distance learning program. For instance, you will not enjoy the instant remarks from instructors that would be available in a conventional classroom setting. While you may ask queries online, you will need to wait for your instructors? replies.

Another disadvantage is that you?ll spend most of your time completing your coursework on your own. You will not have the continuous interaction with other pupils that you may appreciate at a local college.

Furthermore, you will need to own a personal computer and have access to the internet; some courses may demand extra equipment or software so as to finish the coursework.

An online education may not be a smooth fit for every single pupil. In the end, your choice to attend should be based on whether or not it meets your needs provided your academic objectives.

Source: http://home-schooling.found-here.info/2011/06/21/advantages-of-selecting-an-internet-correspondence-class-over-a-regional-school/

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Wall Street ends higher, but weak volume a warning sign (Reuters)

NEW YORK (Reuters) ? Stocks rose on Monday, as the latest development to reduce Greece's debt helped draw buyers and the S&P 500 touched a key support level, but anemic volume signaled the recent weakness may not be over.

Stocks erased early losses as the S&P 500 dipped toward 1,259.78, its 200-day moving average, which is often viewed as a pivotal point in determining the market's direction. A drop below that level would be the first since September 2010.

"When you're in the midst of a bullish trend since July of last year -- that's when the bottom was -- I think people tend to look for places to buy dips, and this is just an obvious place to expect some buying to come into the market," said John Kosar, director of research at Asbury Research in Chicago.

The moves higher may have been slightly exaggerated due to thin volume. Just 5.66 billion shares traded on the New York, Nasdaq and NYSE Amex exchanges, compared with a daily average of 7.58 billion.

Euro-zone finance ministers gave Greece two weeks from Monday to approve stricter austerity measures in return for another 12 billion euros in emergency loans, piling pressure on Athens to get its ragged finances in order.

The euro-zone finance ministers expect the money, the next tranche in a 110-billion-euro bailout of Greece by the European Union and the International Monetary Fund, to be paid by mid-July. Greece needs the loans by then to avoid a debt default.

Despite the development, financials were the S&P 500's weakest sector. Shares declined after Citigroup cut price targets on a number of banks, including Goldman Sachs (GS.N), citing a tough regulatory environment. Goldman's shares slipped 1.5 percent to $135.14, while Morgan Stanley (MS.N) shares dropped 1.9 percent to $22.39.

The Dow Jones industrial average (.DJI) climbed 76.02 points, or 0.63 percent, to end at 12,080.38. The Standard & Poor's 500 Index (.SPX) rose 6.86 points, or 0.54 percent, to 1,278.36. The Nasdaq Composite Index (.IXIC) gained 13.18 points, or 0.50 percent, to 2,629.66 at the close.

The S&P 500 is up about 22 percent since the end of August, but has pulled back in recent weeks amid signs that the U.S. economic recovery is faltering.

The CBOE Volatility Index (.VIX), known as the VIX, lost 8.5 percent, its biggest daily percentage drop since March 21.

"I think the (economic) soft patch is already priced into the market, but we're only three or four weeks away from the heart of earnings reporting, and that should be the catalyst that turns the pullback into a correction or ends the pullback," said Hank Smith, chief investment officer at Haverford Trust Co. in Philadelphia.

Some see the latest downward trend for stocks as intact for now.

"We continue to see the intermediate-term indicators in a negative state, while short-term oversold conditions increase," said Larry McMillan, president of McMillan Analysis Corp., in Morristown, New Jersey.

The S&P health-care index (.GSPA) rose 1 percent and ranked among the session's top-performing sectors.

The Food and Drug Administration approved a tamper-resistant pain drug from Pfizer Inc (PFE.N) and Acura Pharmaceuticals Inc (ACUR.O). Acura shares jumped 16.3 percent to $4.50, while shares of Pfizer, a Dow component, rose 0.05 percent to $20.27.

In the consumer discretionary sector, which was also among the top-performing groups, Wal-Mart Stores Inc (WMT.N) gained 0.4 percent to $53.04. The U.S. Supreme Court ruled for the retail giant in the largest sex-discrimination lawsuit in history, saying class-action status for female employees seeking billions of dollars had been improperly granted.

Advancing stocks outnumbered declining ones on the NYSE by about 2 to 1. On the Nasdaq, advancers beat decliners by about 15 to 11.

(Reporting by Caroline Valetkevitch; Additional reporting by Doris Frankel; Editing by Jan Paschal)

Source: http://us.rd.yahoo.com/dailynews/rss/eurobiz/*http%3A//news.yahoo.com/s/nm/20110620/bs_nm/us_markets_stocks

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Mayor?s Message: Working together to address challenges makes Fort Worth an All-America City

The Mayor's Message appears as part of the weekly City News e-mail. Subscribe today.

Mayor's Office
1000 Throckmorton St.
Fort Worth, Texas 76102

Mike Moncrief
5/20/2003 to Present

Kenneth Barr
5/21/1996 to 5/20/2003

Kay Granger
5/21/1991 to 12/19/1995

Bob Bolen
2/2/1982 to 5/21/1991

Woodie Woods
5/1/1979 to 11/10/1981

Hugh Parmer
4/5/1977 to 5/1/1979

Clif Overcash
4/14/1975 to 4/5/1977

R.M. Stovall
4/6/1969 to 4/14/1975

DeWitt McKinley
4/6/1967 to 4/9/1969

Willard Barr
4/6/1965 to 4/6/1967

Bayard H. Friedman
4/22/1963 to 4/6/1965

John Justin
4/21/1961 to 4/22/1963

Thomas A. McCann
4/2/1957 to 4/21/1961

F.E. (Jack) Garrison
4/20/1955?to 4/2/1957

F.E. Deen
4/22/1953 to 4/6/1955

J.R. Edwards
4/6/1951 to 4/22/1953

F.E. Deen
4/9/1947 to 4/6/1951

Roscoe L. Carnrike
4/4/1945 to 4/8/1947

I.N. McCrary
7/17/1940 to 4/4/1945

T.J. Harrell
7/27/1938 to 6/19/1940

R.H.W. Drechsel
5/11/1938 to 7/27/1938

W.J. Hammond
4/8/1937 to?5/11/1938

Van Zandt Jarvis
12/20/1933 to 4/7/1937

William Bryce
4/12/1927 to 12/20/1933

H.C. Meacham
4/15/1925 to 4/12/1927

W.P. Burton
10/8/1924 to 4/15/1925

E.R. Cockrell
4/16/1921 to 10/8/1924

W.D. Davis
4/16/1917 to 4/16/1921

E.T. Tyra
4/16/1915 to 4/16/1917

R.F. Milam
4/15/1913 to 4/15/1915

W.D. Davis
6/1/1909 to 4/15/1913

W.D. Williams
4/13/1909 to 4/27/1909

W.D. Harris
4/10/1906 to 4/13/1909

T.J. Powell
4/10/1900 to 4/10/1906

B.B. Paddock
4/12/1892 to 4/10/1900

J. Peter Smith
8/5/1890 to 4/12/1892

W.S. Pendleton
4/08/1890 to 8/5/1890

H.S. Broiles
4/20/1886 to 4/8/1890

J. Peter Smith
4/11/1882 to 4/20/1886

John T. Brown
4/12/1880 to 4/11/1882

R.E. Beckman
8/8/1878 to 4/12/1880

G.H. Day
11/10/1874 to 8/8/1878

W.P. Burts
2/17/1873 to 11/10/1874

Source: http://feeds.fortworthtexas.gov/~r/cfwnews/~3/7vcsnkujpw0/message.aspx

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Wednesday, June 22, 2011

Could I start a nonprofit restaurant, trucking business, etc., to ...

Would it be possible for me to start a nonprofit corporation for any service or industry, so that instead of worrying about my company?s profits, I can pay my employees more and keep costs down for my customers?

Just keep reducing prices and paying out profits to employees until you earn no money. Being a formally recognized non-profit requires special paperwork and documentation.

The only reason I see for being a non-profit is that as a for-profit business no one in their right mind would finance the start-up operations. So I guess as a non-profit you could ask donations to fund your business. However, it would seem to be a bit inefficient to donate money to be re-invested only to be redistributed. Why not avoid the business and slippage of that and just redistribute the funds directly?

Posted by admin

Source: http://truckerblogs.com/trucking-business/could-i-start-a-nonprofit-restaurant-trucking-business-etc-to-keep-costs-down-and-pay-my-employees-more

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Link Popularity Building | Internet and Online Business

link popularity buildingLink Popularity Building Strategies for Your Blog

If in case you have taken the time to develop a blog and make regular posts to it, you little doubt want it to be learn by others. There are many different ways you may increase your web site?s traffic and luxuriate in the benefits of a stronger reader base in addition to elevated earnings from your weblog, including using link popularity building strategies.

Many bloggers have employed their very own advertising efforts to get the phrase out about their blog. They could be writing articles a few related subject and linking again to their blog?s website in the hopes of driving visitors in that direction. They could be posting on social media websites like Facebook and Twitter each time they make a brand new post. They might even be visiting boards associated to their weblog?s matter in some way and offering a hyperlink to their website as well. Doing every of these things is a good way to drive visitors instantly to your website. You hope that folks will see your link and click on on it. Nonetheless, did you know that this is additionally a link popularity building strategy that can boost your blog?s search engine rankings?

You?ll be able to spend a substantial quantity of time and effort create links all over the Web to drive site visitors to your web site, so it is a real plus whenever you learn that creating these hyperlinks is a link popularity building technique that has the added bonus of boosting your search engine results. Mainly, every backlink that you create on one other web site will give your blog a bit increase in search engine results. Creating a backlink on more visited websites provides you with a much bigger boost. Many bloggers will continue to use make forum posts, write articles and so forth to create a buzz about their blog. Nevertheless, you possibly can enjoy the boost in search engine results that backlinking provides by using the companies of an organization specializing in this area as well.

Related posts:

  1. Link Building Techniques ? Tried And Tested Tools For Business? Winner Going for a web-based enterprise offer you a distinct edge than the regular enterprise options. You are opened as much as a large market not only but also globally. This helps you get extra purchasers in comparison with simply focusing locally. One of the important tools in dong online companies...
  2. Superiority Link Building Service for Small Online Businesses You have combined a website for online marketing. It took time as well as income to emanate a website, though once we have finished that we need to combine upon a selling aspect of a website. The website has to be a intensity a single with elementary qualities such as...
  3. Link Building ? Ways to Get More Traffic With Inbound Links Inbound links have been links from an additional site which is joining behind to your site. Inbound links can move latest visitors which have been already meddlesome in what we have to offer, as good as lift your ranking in a poke engines. To lift your ranking we contingency have...
  4. Leveraging Your Link Building Pains With Social Bookmarking Link structure can be described as zero reduction of an pinnacle prerequisite when it comes to attaining the tall arrange in the eyes of vital poke engines similar to Google as well as Yahoo. If you?re seeking for the little of the easiest solutions for substantiating the fast tide of...
  5. Link Building Techniques: Choosing Between Quality as well as Quantity of Backlinks Building backlinks is of pinnacle significance in Search Engine Optimization (SEO). One-way links have been incoming links to a certain page. To put it simply, they have been links behind to your page published upon a opposite page. Search engines confirm upon your blog/website rankings by working out how many...

Source: http://www.internetandbusinessonlines.com/link-popularity-building.html

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Tuesday, June 21, 2011

Thespians-in-Chief: Five Presidential Productions That Predate the Bill Clinton Folk Opera (ARTINFO)

Bill Clinton's teen years get stage time in the folk opera "Billy Blythe" (Billy Clinton didn't take his stepfather's name until age 14) which premiered with a bare-bones reading on June 19 and 20 at the Medicine Show Theater in New York, the seated actors clad in blue-collar uniforms. Clinton, who was of course invited, was a no-show, but several Arkansas theaters have reportedly shown interest in producing the show. ARTINFO took the opportunity to reminisce about five stage productions that turned political fodder into the performing arts.?

"You're Welcome America. A Final Night With George W. Bush"

After years of starring as George W. Bush on "Saturday Night Live," funnyman Will Farrell wrote and starred in the 2009 play, which had a limited run on Broadway, eventually becoming an HBO special. Farrell touches upon different parts of Bush's life, delving into the ex-president's many sides, including "cowboy" Bush, "flight suit" Bush, and the Bush we all saw the most of, "suit" Bush.

"The Lifeguard: Ronald Reagan and His Story"

Playwright David Rambo penned the one-act play, which will star Robert Forster as Reagan. Rambo even met with Reagan's daughter, Patti, for his research, telling the L.A. Times that the play will focus more on Reagan as a person than as a president. The production is supposed to tour this year.

"Nixon in China"

Critics thought John Adams' three-act opera that premiered in Houston in 1987 would vanish into oblivion soon after its debut, but they were wrong. It survived, with the latest incarnation of the piece, which recounts Richard Nixon's 1972 visit with Chairman Mao Tse-tung, staged at the Metropolitan Opera earlier this year to much acclaim.

"JFK: A Musical Drama"

The 1997 musical about John F. Kennedy's relationship with his father, Joseph, tanked at its Dublin debut, closing after just 10 days. Efforts to gain backers to put the revamped production, renamed, "Jack," on Broadway, failed after two New York showcases in 1998.

"Abraham Lincoln's Big Gay Dance Party"

Aaron Loeb's 2010 hit comedy has plenty of dancing. The production is centered around a fourth-grade Illinois Christmas pageant that causes an uproar when it questions Lincoln's sexuality. Loeb was inspired to compose the play when historians found evidence that suggested the former president might have been homosexual.

Source: http://us.rd.yahoo.com/dailynews/rss/arts/*http%3A//news.yahoo.com/s/artinfo/20110621/en_artinfo/thespiansinchief_five_presidential_productions_that_predate_the_bill_clinton_folk_opera

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8 New Retirement Rules (U.S. News & World Report)

The rules of retirement have changed over the past generation. Individuals must now take more personal responsibility for their retirement finances, even as life expectancies increase and personal savings rates remain low. "Each succeeding generation is looking at a less secure retirement, with today's seniors being the best off," says Mark Miller, publisher of RetirementRevised.com and author of The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living. "This has to do with everything from the decline of defined-benefit pensions to the diminution of Social Security and health benefits, not to mention the worst economy since the Great Depression." Here are some key ways your retirement will be different from that of previous generations of retirees.

[See 50 Best Funds for the Everyday Investor.]

Extended or second careers. Many people will continue to work past the traditional retirement age because they need the income and enjoy the social interaction and other benefits a job can provide. "Retirement has become a 20- to 25-year period that many people cannot afford, and it's just plain boring," says Ken Dychtwald, president of the consulting firm Age Wave and author of With Purpose: Going From Success to Significance in Work and Life. "They are going to be opting for a longer work life, both because they want the engagement and the extra years of earnings."

Less employer help. Employer retirement benefits have become considerably less generous over the past several decades. In 2010, only 20 percent of private-industry workers had access to a traditional pension that guaranteed payouts for life, according to the Bureau of Labor Statistics. In contrast, 59 percent of private-sector workers were offered a 401(k) or other retirement account, and 41 percent participated. "For some time now, the trend has been that individuals are going to be responsible for more and more of the financing of retirement," says Bob Carlson, editor of Retirement Watch and author of The New Rules of Retirement: Strategies for a Secure Future. "Corporate pension plans have been reduced and fewer employers are paying for retiree medical expenses." While private-sector traditional pensions are typically insured by the federal government, most 401(k) plans and retiree health benefits are not. "Even people who have been retried 15 or 20 years have seen their medical plan that is promised by the employer cut back or reduced," says Carlson.

Make your savings last. Individuals are now responsible for building their own nest egg and making sure that money lasts for an unknown number of years of retirement. You will be responsible for shifting your money into age-appropriate investments, while also earning enough return to make your money last for the rest of your life. Managing your own investments may require more vigilance than simply withdrawing 4 percent of your savings each year. "Your spending formula should be flexible, and vary based on investment returns and spending changes you have," says Carlson. "Look at your budget regularly and make adjustments on a regular basis to reflect the changes that have occurred."

[See the top-rated Vanguard, Fidelity, and T. Rowe Price funds from U.S. News.]

Manage your taxes. Not all of the money you've stashed in a traditional 401(k) and IRA is available for spending in retirement. Income tax will be due on each withdrawal. "People need to pay attention to the tax rules and master all the strategies for taking money out of an IRA," says Carlson. "Anything you can do to reduce taxes is going to give you more money to spend." Retirees need to space out withdrawals to minimize their tax bills and remember to take required minimum distributions after age 70? to avoid a tax penalty. Also, consider pre-paying income tax on some of your contributions, using a Roth account to add flexibility and tax diversification to your portfolio. "One of the old rules of retirement was that when you went into retirement, your tax bill declines, but the idea that your taxes will fall in retirement no longer applies," says Carlson. "When you add up all the taxes you pay in retirement, it is going to be one of your top three expenses, and for some people it will actually be your biggest expense."

Minimize costs. You can't control how your investments will perform in the future, but you do have a measure of control over how much you pay in fees. "As you invest for retirement, pay close attention to fees," says Miller. "Do your best to invest in low-cost passive funds and minimize the bit that is being taken out by fees."

Lower Social Security benefits. Future retirees will have less of their pre-retirement income replaced by Social Security than current retirees enjoy. Workers born in 1937 or earlier were able to claim the full amount of Social Security they were entitled to at age 65. But the full retirement age gradually increased for those born after that, hitting 66 for those born between 1943 and 1954, and 67 for those born in 1960 or later. People who sign up at age 65, despite the now-higher full retirement age, will receive a reduced payout. "When you boost the retirement age, it is an across-the-board benefit cut for Social Security beneficiaries," says Miller.

Living longer. Baby boomers born in 1946 can expect to spend an average of 18 years in retirement if they are male, and 20 years if they are female, according to Social Security Administration projections. For those born in 1980, the length of retirement is expected to grow to an average of 19.3 years for men and 21.2 years for women, even after factoring in the higher Social Security retirement age. And those are just the averages. "A number of people are probably going to spend more years in retirement than they did working," says Carlson.

[See 6 Numbers Every Investor Should Follow.]

Test it out. Having enough money to retire comfortably is no guarantee that you will enjoy being retired. Taking an extended vacation or gradually shifting to part-time work are both good ways to see if you will enjoy a permanent exit from the workforce. "When people go away on vacation, sometimes they will spend weeks planning, but often people don't spend any time at all thinking about how they want their retirement to unfold," says Dychtwald. "It's a time of life that would be benefitted by forethought and trying out different types of retirement. If one doesn't work, switch to another type."

Twitter: @aiming2retire

Source: http://us.rd.yahoo.com/dailynews/rss/seniors/*http%3A//news.yahoo.com/s/usnews/20110620/ts_usnews/8newretirementrules

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David Simmons re-elected as Mayor of Donna

Read?more: Local, Politics, Election, Community, David Simmons, Hector Casiano, Donna Mayor's Race, Elections, Donna, Hidalgo County, Rio Grande Valley, Texas

The party was on for Mayor-Elect David Simmons? camp in Donna Saturday, shortly after the polls closed for the run-off election for the mayoral seat.

Simmons, the incumbent, celebrated his victory over opponent and former mayor Hector Casiano, by taking a bite out of a jalape?o.

"The most important thing, Simmons said, is that this election was won not for me, not for the city commission, but for you - the tax payers and the voters in the city."

After much praise from his supporters, Simmons made several promises for a better Donna.

"We've been held back much too long,? Simmons said, ?and it's time for us to start moving forward. We have a lot of new projects coming-up and you will see a change in this community - I promise you that."

Meanwhile, Casiano accepted his defeat and was consoled by grandchildren and friends.

"I was hoping that I was going to be victorious, because I wanted to do good for Donna,? Casiano said. ?But if the people of Donna don?t come out to vote - there's 8,000 voters and only 2,000 come out, 20 percent, 6,000 don?t care about Donna. Well I guess I gave it the best shot."

With the run-off behind him and three more years ahead, Simmons said he's ready to continue the work he and city commissioners have already begun, and hopes to put the entire city to work.

"We need to create jobs for our people they need to work,? Simmons said. ?The city and the school district is no longer going to be our largest employer - we need to create jobs."

Source: http://www.valleycentral.com/news/story.aspx?id=631418

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